Michelle Perron Email & Phone Number

Michelle Perron is a Founder - Medical Malpractice Insurance Specialist at Perron Insurance Services based in Hampton, New Hampshire, United States, North America. Many Medical Practices put their practices at significant risk because they auto-renew their malpractice insurance without evaluating whether the coverage aligns with their needs OR knowing if they are overpaying. With new options available, don't auto-renew until you do your homework. Things change, and your insurance needs to as well. 💰 By not reviewing the policy annually, practices may miss opportunities to save money on their malpractice insurance. While it may be convenient to auto-renew a malpractice insurance policy, it is not always the best approach. Renewing policies without reviewing them could result in missed opportunities for savings, unnecessary expenses, or inadequate coverage. Here is why: 🛑 CHANGES IN COVERAGE NEEDS: Medical practices change over time, affecting coverage needs. Failing to review and adjust a malpractice insurance policy each year could result in inadequate or unnecessarily expensive coverage. 🛑 CONSTANT CHANGES IN THE INSURANCE MARKET: Insurance company financial stability ratings, rates, and coverage options can change yearly. Auto-renewing a policy without exploring other options could mean missing out on new coverage options or being with a company that won't be able to defend you. 🛑 RENEWAL ERRORS: Insurance companies may make errors when auto-renewing policies, such as charging the wrong amount or failing to update coverage information. By reviewing policies annually, physicians can catch and correct these errors before they become a problem. 💰 DID YOU KNOW? When you finance your premium, some brokers add points to your APR, which results in a hidden commission for them. AUDIT YOUR COVERAGE: It never hurts to have a ' full audit of your coverage before your renewal. You could be either underinsured or overpaying. 🦵 LET ME DO THE LEG WORK: I can help you identify whether your practice has some financial risk regarding your specific coverage. Then, even if we don't work together, you will have peace of mind knowing you have the right insurance and are not overpaying. ☎ READY TO CHAT? michelle@perronservices.com | 603.926.1318